Does STAGING your home make it more sellable?

By: Jason Barry

You bet it does – walking into a dark cluttered home with aroma of last night’s dinner is not that appealing to most potential buyers.  Rather a neutral citrus or Cinnamon scent will make your buyers want to stay.  Here are some helpful tips:

1.  Light is very important:  If your house is dark, dark walls, dark furniture, overgrown vegetation,  then you may need to think about painting your home a new neutral light color, also you may want to think about removing any big dark heavy furniture, especially dark draperies.

2.  Furniture placement – don’t walk into the furniture, place your heavy furniture to the side or place it in another room or in the garage and place two side chairs on either side of the fireplace – this will neutralize the weight and balance your scene.

3.  Try to erase the old Tuscan look and focus on neutral colors and eliminate a lot of furniture as “less is more”.

4.  If you have already reduced your asking price, and still no showings, then you may wish to consider “staging” for sure.

5.  Neutral colors will have the biggest impact to make homes more inviting and feel more spacious.  Neutral colors like beige, off white, light gray, etc., will make your home become more desirable.

6.  Once the rooms are arranged to capture the most light possible and a neutral color is chosen for painting, and the aroma of citrus or Cinnamon is present, then you need to look at the most popular style today and try to incorporate these ideas into each room too.

7.  Adding house plants brings in color as well a good source of Oxygen. Setting the dining room table for 4 or 6 with glamourous dishes, helps showoff your home.   Also music will keep people lingering longer.

8.  The outside is just as important as the inside and lawns should be trimmed and alive with green grass, colorful plants and freshly painted trim, front doors, and mail box, if needed.

This is just a start – Tips from the Top Agents.

By Connor Barry. The Los Angeles Rams have had a whole series of news since leaving St. Louis. New fan base, new Quarterback, new expectations, and now to go with that, a new Head Coach. The Rams have fired Jeff Fisher weeks after they extended his contract. There is a lot of speculations about who their next coach will be . Names that have been tied to the job are Jon Gruden and Jim Harbaugh. These two coaches have the ability to take the Rams far. It would make sense that Hollywood’s team would have a big name head coach. I doubt that either will take the job, though. Jon Gruden is currently making a salary equivalent to what someone like Bill Belichick makes. He’s the highest paid employee for ESPN by calling sixteen NFL games a year along with his show with incoming Rookie Quarterbacks. Jim Harbaugh on the other hand is not. He’s done a terrific job at Michigan and could come back and thrive in the NFL. The problem is is that Harbaugh is a Michigan guy. He played there under Bo Schembechler in college. There is no way that the opportunity to beat up the 49ers twice a year would lure Harbaugh from Michigan. My choice for the next Rams Head Coach is Falcons Offensive Coordinator, Kyle Shanahan. Son of Mike Shanahan, Kyle has led the Falcons to be one of the top passing attacks in the league this season, which the Rams are far from. Shanahan in my opinion would be the perfect coach for LA given that he can put Goff in a position to succeed, along with the offense as a whole and also to change the culture. The Rams have been a 9 loss team year after year. With a winning mindset under new leadership, the Rams can join the elite level of NFL teams.

Ever since the presidential election in November, the broader equity markets have been very bullish with the Dow hitting nearly 20,000.  Donald Trump is not in sync with the Fed’s “easy money” policies, and this philosophical difference, combined with recent positive domestic economic data, have led the Federal Reserve to increase the Federal Funds rate for the first time in a year (and only the second time since the financial crisis).

For those looking to purchase a home, the cost of mortgage financing has definitely been going up – with general mortgage rates increasing by over .5% in the past few weeks alone.  For the super-jumbo buyers, rates have also gone up, but First Republic’s relationship rate discounts still enables new and existing clients to reduce the rate well below the market.  For instance, today we locked in a $2M loan on a 10/1 I/O ARM at 3.25% with 0 points – which is well below all other lenders we checked with.

If you have any questions on possible mortgage options for a new home you might be considering, please contact Sean A. Barry, at (858) 720-6919. [email protected]

LSU and Texas have both dealt with letting go of their Head Coaches already. After beating Texas A&M, the Tigers took the interim tag off of Ed Orgeron and named him the new head coach. Texas fired Charlie Strong after three years and immediately hiring former Houston head coach Tom Herman after. Now Oregon has parted ways with head coach Mark Helfrich just two years after leading the Ducks to an appearance in the National Championship Game. This may be the most enticing job on the market with the style of play the Oregon is known for as well as its strong ties to Nike. Athletic Rob Mullins has stated that they will look at coaches currently
outside the program.

Candidates:
Les Miles
The recently fired Les Miles would be a terrific coach for the Ducks by improving
two of their weakest areas as a program: Recruiting and Defense. Miles was able to
get the top players in hotbed states like Texas and Georgia to come to Baton Rogue. If
he came to take over in Eugene, he could still continue his recruiting reign in the
south and also bring in more top athletes in California, taking players that would’ve
gone to USC or UCLA. On the defensive side, he assembled a deadly secondary in
2011 that included Tyrann Mathieu, Patrick Peterson, and Eric Reid. With a great recruiter,
defensive minded coach, and a little bit of trickery, Les Miles would be a great
fit as the next leader of the Ducks.

Chip Kelly
Ever since the Eagles fired Kelly last December, returning to Eugene has been on a lot of people’s minds. With the Eagles, he’s struggled to assemble the prototypical players to run his offense due to the salary cap and lack of draft picks. Kelly could get any player he wants through recruiting without giving up players or draft picks in college. Now with the 49ers who hold a 1-11 record, Kelly has said he doesn’t plan on bolting the team for a college job. Ironically he signed with the Eagles a week after announcing he would no longer consider taking an NFL coaching position back in 2013. With Chip Kelly back leading the ship, the Ducks could get back to the dominant team they were before he left.

PJ Fleck
If Oregon is looking for a coach that can turn their program around, Fleck is their guy. At 36, Fleck has turned a Western Michigan team that had a single win in 2013 into the undefeated MAC Champions this season with an opportunity to play in the Cotton Bowl looming. Similar to Chip Kelly’s “Win The Day” that is preached at Oregon, PJ Fleck and his Broncos live by their motto, “Row The Boat.” Fleck breaks down this concept with the Oar which represents the energy that you bring into your life. The boat represents the sacrifice and what you are willing to give up. The third part is the compass. It represents the direction of your life. As Fleck says if your friends with turds, you’re going to Turdville, but if your friends with elite people, you will live a successful life. Fleck has created a winning culture at Western Michigan and I believe he can do it in Eugene as well. In my opinion, Chip Kelly would be the ideal coach to lead the Ducks, but I believe he will stay in the NFL. PJ Fleck is an up and coming coach that has a drive to be great. Taking his “Row The Boat” mentality to Oregon would be a big change to a program that needs a spark in leadership. Both Chip Kelly and Mark Helfrich were laid back coaches and with a fiery PJ Fleck, the Ducks could go places. My vote is PJ Fleck. I believe he has what it takes to succeed at a high level and that he can get Oregon back to the sizzling team they once were.

By: Connor Barry. The College Football Season is winding down with conference championship berths on the line. Fifth ranked Washington will face rival Washington State for a chance to play in the Pac 12 Championship as well as keeping Playoff hopes alive. #2 Clemson squares off with South Carolina. With a ACC Championship game locked for December, the Tigers will just need to win out in order to return to the College Football Playoff. Alabama, the team that defeated the Tigers in the National Championship last year face Auburn, also just needing to win out in order to return to a third straight playoff.

But this Saturday, all eyes will be on Columbus for the clash of the titans between Michigan and Ohio State. This showdown between #2 and #3 will clear most things up regarding who’s in and out of the playoff, except there’s one problem. Both teams have suffered a loss. Ohio State lost to Penn State in Happy Valley last month and Michigan recently fell to Iowa two weeks ago. A Michigan victory would automatically send the Wolverines to the Big Ten Championship game. But Ohio State bests, they would not be automatically in the Big Ten Championship. They would need an upstart Penn State team to lose to a three win Michigan State. It’s not likely that Michigan State, who has fallen apart this year, will be able to pull it off.

So if Ohio State and Penn State both win, how would the committee handle this scenario. The only team I would consider a lock in the Playoff if they win out would be Alabama. So who takes the next three spots? A Penn State vs Wisconsin affair in the Big Ten Championship would still be a good one. Both teams are respectively ranked by the Playoff committee. If Penn State is crowned as the Big Ten champ, we have our first two loss playoff team ever. But if Wisconsin wins, I don’t believe they have a good enough resume to be a playoff team. Two conference losses and having LSU as your biggest win won’t be enough. That would bring Ohio State back in the equation. With Alabama and Penn State as teams in the Playoff in this scenario, you have to look at the resumes of Clemson, Washington, and the winner of Oklahoma & Oklahoma State. Clemson has the strongest resume despite their performances against North Carolina State and Pittsburgh, but with wins against Louisville and Auburn, no other team has wins that compare to those of Clemson. For Washington to get in, they need to win the Pac 12 and hope for a Michigan win or Penn State loss. They have a solid team, but the east coast favored committee would likely take two Big Ten teams over a Pac 12 champion.

Here are the scenarios:

Michigan/Ohio State defeats Wisconsin

1. Alabama

2. Michigan/Ohio State

3. Clemson

4. Washington

Wisconsin defeats Michigan/Penn State

1. Alabama

2. Clemson

3. Washington

4. Ohio State

Penn State defeats Wisconsin

1. Alabama

2. Ohio State

3. Clemson

4. Penn State

Wisconsin defeats Ohio State

1. Alabama

2. Clemson

3. Washington

4. Wisconsin

Last week featured a defensive showdown between the Cardinals and Seahawks in front of a national audience. The score was 3-0 going into the Fourth Quarter. The Seahawks managed to tie the Cardinals late in the game with a field goal by Steven Hauschka. Both teams exchanged field goals before the Cardinals got the ball back only needing a score to win. Carson Palmer led the Arizona offense down the field setting up a short field goal only for Chandler Catanzaro to miss a 24 yard chip shot. Now with the Seahawks getting the ball back, they too drove the ball down the field and with time winding down, Steven Hauschka pushed a 29 yard field goal off to the left, ending the game in a tie. Ties in the NFL need to go. It’s a lame rule and I have a suggestion for Roger Goodell regarding the Overtime. The current system is one 15 minute overtime period with a score resulting in the game concluding, unless it is a field goal on the opening drive. The NFL should follow college football’s system when it comes to overtime. Instead of starting at the 25 yard line, move ten yards back and go from there. The Overtime rule is the big thing to me that stands out as one of the more unexciting rules in the NFL. Bring some excitement into the Overtime period with the college football system, Roger Goodell.

The Village of Rancho Santa Fe catches the spirit of the season at the second annual Halloween in the Village on Thursday, Oct. 27, from 3 p.m. to 5 p.m. Get in costume and join this community event for fun with the whole family.

Kids of all ages with their parents are invited to the event, which includes pumpkin carving and decorating on the Village Green. Children will have the chance to choose, carve and decorate their own pumpkin to take home. Following the pumpkin carving, the shops along Paseo Delicias will open their doors for trick-or-treating. After collecting your treat, please take a minute to rate the shops on their Halloween decor. The best decorations in the Village will receive a special surprise.

By Connor Barry

There were plenty of storylines surrounding the San Francisco 49ers’ home opener back in September. Chip Kelly’s first game as the Niners head coach, the Los Angeles Rams’ first regular season game in over twenty years, and Colin Kaepernick kneeling during the National Anthem. When it was all said and done however, it was the 49ers coming on top with a blowout 28-0 with Blaine Gabbert under center. It looked like the 49ers were back to their 2012 form that night, but the following five games after have said otherwise. Following a fourth straight loss with Gabbert under center, Chip Kelly named Colin Kaepernick the starting Quarterback for the team’s matchup against the Buffalo Bills. Kaepernick struggled throwing for 160 yards and a completion percentage under 50%. To me, Kaepernick hasn’t been the same since the Niners made two consecutive NFC Championship appearances just three years ago. Although still a great threat on the ground, Kaepernick just doesn’t have the ability to beat defenses with his arm. With the spread offense that Chip Kelly has run since coaching at Oregon, its difficult to find a Quarterback with the ability to run Kelly’s style of offense with ease. With an aging Michael Vick and party crazed Johnny Manziel being leading candidates in the free agency pool, the Niners should definitely look into the upcoming draft class of Quarterbacks and let me tell you. There are some great Quarterbacks that would be perfect fits for Kelly’s offense. Outside of Lamar Jackson, the upcoming NFL Draft will see what I believe is the most dynamic collection of Quarterbacks that are draft elgible. With DeForest Buckner being the Niners’ previous First Round Pick, Myles Garrett isn’t much of a need, giving Chip Kelly the opportunity to pick up DeShone Kizer or DeShaun Watson. In my opinion, DeShaun Watson is the better option for San Francisco. He’s a precise passer along with a very dangerous ability to beat defenses with his feet. Watson I believe can go in and start right away just like he did in college. Another thing Watson has on Kizer is that he is a proven winner. Despite falling to Alabama in the National Championship Game last year, Watson led the Tigers to scoring an overwhelming 40 points only to fall short of Derrick Henry and the Crimson Tide. If it were up to me, The Niners let Kaepernick roam in free agency this March and let Blaine Gabbert and Watson battle it out for the starting job in 2017.

By: Connor Barry

The 2016 NFL Draft was the second straight draft that two Quarterbacks went first and second overall when Jared Goff was selected by the Rams and Carson Wentz by the Eagles. Paxton Lynch rounded up the Quarterbacks taken in the first round when Denver selected the 6’6 Gunslinger late in the 1st Round. However, it’s been the Dallas Cowboys’ rookie Quarterback Dak Prescott who’s been making the noise.

After losing a nail biter against the Giants in the season opener, Prescott alongside fellow rookie, Ezekiel Elliot have led America’s team to a 4-1 record. With Elliot averaging a touchdown per game, Dak Prescott has accounted for seven touchdowns and three of them on the ground. With those type of numbers along with the lead in the NFC East, it may be time to give the keys over to Prescott, right? No. Jerry Jones has informed the media Tony Romo will start when he’s healthy, sending Dak to the bench.

This is a bad move if this is what the Cowboys are planning on doing when their glass Quarterback that is Tony Romo comes back. Romo is a free agent after this season’s conclusion and would be a big waste of money when you have a talent like Dak Prescott on the bench. The Cowboys need to acknowledge that Prescott is ready to become a full time starter. If he was to be putting up Cody Kessler type numbers, then you put him back on the bench. They’re disrespecting their future of the franchise by benching for doing nothing wrong. Just last year it was the Browns who benched Johnny Manziel in favor of Josh McCown despite throwing for 170 yards on eight completions along with two being fifty yard bombs caught by Travis Benjamin. After being benched, the 2012 Heisman Trophy winner checked out and is now unemployed.

Now I’m not saying that if Prescott is forced to ride the pine, he’ll throw his career down the drain, but with the egos that most rookies have considering they were stars in high school and in college, it can really irritate a young player when they are asked to take a second string role. Dam Prescott has looked more comfortable than any rookie Quarterback in the league so far. Jerry Jones needs set Romo free come free agency and ring in the Dak Prescott era for the Dallas Cowboys.